ENTER FOR A CHANCE TO WIN

Insurance products: Are not NCUA/NCUSIF insured | Are not obligations of HVCU | Are not guaranteed by HVCU

Hudson Valley Credit Union

Summer Savings Insurance Sweepstakes 

OFFICIAL SWEEPSTAKES RULES

NO PURCHASE NECESSARY

PURCHASE DOES NOT IMPROVE ODDS OF WINNING

EACH ENTRY HAS AN EQUAL CHANCE OF WINNING

Hudson Valley Credit Union’s (“HVCU”) Summer Savings Insurance Sweepstakes (“Sweepstakes”) is governed by these official rules (“Official Rules”). By participating in the Sweepstakes, each entrant agrees to these Official Rules. Results of the Sweepstakes are final in all respects. The Sweepstakes is subject to all applicable laws and regulations, and the eligibility requirements below, and is void in Puerto Rico, Rhode Island, Florida, and where otherwise prohibited by law.

An entrant’s odds of winning the Sweepstakes depend on the number of eligible entries received. You are not required to purchase any goods or services, pay any money, or submit to any sales promotion effort to enter into the Sweepstakes. For a copy of these Official Rules or a list of the winner, send a self-addressed stamped envelope containing a request to Hudson Valley Credit Union, Attn: Marketing Dept., P.O. Box 1071, Poughkeepsie, NY 12602.”

Sweepstakes Period: The Sweepstakes starts on June 28, 2023 at 12:00 AM EST and ends on July 28, 2023 at 11:59 PM EST (“Sweepstakes Period”).

Eligibility: The Sweepstakes is open to all individuals and businesses who are HVCU members in good standing (or are eligible for HVCU membership), and are at least eighteen (18) years of age. If you live, work, worship, volunteer, attend school, or are a business located within the New York counties of Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester, you are eligible to become a member of HVCU.

Restrictions: Members of the HVCU official family (directors, officers, volunteers, and employees of HVCU and its affiliates, and their immediate family members and persons residing in the same household) and business members affiliated with the HVCU official family are prohibited from participating in any HVCU-sponsored contests, drawings, or prizes and are not eligible to enter. All federal, state, and local laws apply. Void where prohibited. No purchase is necessary to enter or win.

To Enter: Eligible participants can enter the Sweepstakes by submitting a request for an auto, home, or business insurance quote during the month of the Sweepstakes Period. To receive a quote from HVCU Insurance Services, you must be a member of Hudson Valley Credit Union. Alternatively, individuals and businesses may enter the Sweepstakes by hand printing the words Summer Savings Insurance Sweepstakes, and his, her, or its full or legal name, business name (if applicable), address, daytime phone number (including area code), e-mail address, and for individuals date of birth, on a 3x5 inch card and mailing it to Hudson Valley Credit Union, Attn: Marketing Dept., P.O. Box 1071, Poughkeepsie, NY 12602. Mail-in entries must be received by HVCU by the end of the Sweepstakes Period. Proof of mailing does not constitute proof of delivery. HVCU is not responsible for lost, late, incomplete, misdirected, damaged, postage-due or illegible entries or mail. Mechanically reproduced entries will not be accepted. Once submitted, all entries become the property of HVCU. HVCU will not verify receipt of entries. Any entry not complying with these requirements will be disqualified in HVCU’s sole discretion without notification. HVCU is not responsible for problems of any kind whether mechanical, human, or electronic. As set forth in more detail below, once submitted, all entries become the property of HVCU. All entries must be received during the Sweepstakes Period, by July 28, 2023 at 11:59 PM EST.

There is a limit of one (1) entry per insurance type regardless of the method of entry, and each entry has an equal chance of winning. Any additional entries are void and will not be counted. No purchase necessary. Purchase of any HVCU product or service does not enhance the chance of winning. All HVCU decisions regarding eligibility and qualifying entries are final.

Picking a Winner: HVCU will pick a total of three (3) winners, one (1) auto insurance winner, one (1) home insurance winner and one (1) business insurance winner, of the Sweepstakes from all submissions received during the Sweepstakes Period, through a random drawing conducted by the HVCU Marketing Department that shall occur within fourteen (14) business days after the end of the Sweepstakes Period (and as further described in the “Prize Details” section below). HVCU will notify the winners by either telephone, email, or regular mail using the contact information provided through the insurance quote request form. A winner must claim the prize within five (5) days of being notified by HVCU or that entrant will be deemed to have forfeited the prize. Should the prize be forfeited, an alternate winner will be chosen from the remaining eligible entrants in a separate random drawing conducted by HVCU.

Prize Details: One (1) auto insurance winner will be selected to receive an auto safety kit (value of $100), which will be issued to the winner via branch pick up or mail. One (1) home insurance winner will be selected to receive a $100 The Home Depot business gift card, which will be issued to the winner via branch pick up or mail. One (1) business insurance winner will be selected to receive a $100 Amazon gift card, which will be issued to the winner via branch pick up or mail. No transfer or substitution of the prize is permitted. All federal, state, and local taxes, if any, are the sole responsibility of the prize winners. The prize may be subject to 1099 reporting for tax purposes.

Prior to his, her, or its receipt of a prize, the winners will be required to sign a Statement of Eligibility, Waiver of Liability and Publicity Release, which, among other things, grants permission to publish his, her, or its name in HVCU’s member communications in relation to the Sweepstakes, as HVCU sees fit in its sole discretion.

Liability: By participating in this Sweepstakes, entrants and the winners release and waive all right to, and hold harmless HVCU, its agents, affiliates, officers, employees, and representatives, and its advertising and promotions agencies, along with any websites used for the promotion of the Sweepstakes, including without limitation Facebook, from, any claims, injury, loss, damage or expense arising out of or in any way in connection with participation in this Sweepstakes and/or the awarding, acceptance, use or misuse of any prize. HVCU, its agents, affiliates, officers, employees, and representatives, and its advertising and promotions agencies, along with any websites used for the promotion of the Sweepstakes, are not responsible for any negligence, claims, liability, injury, property loss, or other damages of entrants and/or the winner arising from, or in connection with, acceptance, receipt, possession, or use/misuse of the prize awarded or participation in this Sweepstakes. HVCU is not responsible for any incorrect or inaccurate information, whether caused by tampering, hacking, or by any of the equipment or programming associated with the Sweepstakes. HVCU reserves the right to disqualify entrants who fail to follow these Official Rules or who make any misrepresentations relative to the Sweepstakes and redemption of the prize.

Dispute: All issues and questions concerning the construction, validity, interpretation, and enforceability of these Official Rules or the rights and obligations of any entrant, winner, and HVCU in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the substantive laws of the State of New York, without regard to choice of law rules. The decisions of HVCU are final and binding in all matters relating to this Sweepstakes. These Official Rules may not be published or otherwise reproduced elsewhere, in whole or in part, without the written consent of HVCU, which claims all applicable rights to these Official Rules.

Restrictions: This Sweepstakes is subject to all applicable federal, state, and local regulations. Offer void in Puerto Rico, Rhode Island, Florida and where otherwise restricted or prohibited by law.

List of Winner(s): For a list of the winner, send a self-addressed, stamped envelope to: Attn. Marketing Dept., Hudson Valley Credit Union, P.O. Box 1071, Poughkeepsie, NY 12602.

Sponsor: Hudson Valley Credit Union, P.O. Box 1071, Poughkeepsie, NY 12602. The Sweepstakes is in no way sponsored, endorsed, or administered by, or otherwise associated with any websites used for the promotion of the Sweepstakes, including without limitation Meta, Amazon, or The Home Depot. All company names are the registered trademarks of their original owners.

THE  SWEEPSTAKES IS VOID WHEREVER PROHIBITED BY LAW.