Account Eligibility

To get started, your business must be located in one of the 12 Hudson Valley regions that HVCU represents

Business Lending

Businesses that have been in operation for 2 years+ are eligible for business lending products at HVCU. 

If you have been in operation for less than two years, you may qualify for a loan through the U.S. Small Business Administration (SBA). HVCU is a certified lender for the SBA. If you are ineligible for a credit card, we can discuss funding options through the SBA 7(a) Loan Guarantee Program or through an SBA Express Loan.