Account Eligibility

Before you open a business account, your business needs to qualify for membership. That can done in one of the following ways:

Visit our membership page to learn more.

Business Lending

Businesses that have been in operation for 2 years+ are eligible for business lending products at HVCU. 

If you have been in operation for less than two years, you may qualify for a loan through the U.S. Small Business Administration (SBA). HVCU is a certified lender for the SBA. If you are ineligible for a credit card, we can discuss funding options through the SBA 7(a) Loan Guarantee Program or through an SBA Express Loan.
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